The new health care law explained or how I understand it

So this is how I understand the new health care laws as explained by our agent.

If your employer offers you health insurance and pays more than 50% you are not eligible for tax credits if you buy a plan from the www.healthcare.gov website

If your employer offers health care to your spouse or family and pays part of the premium you are not eligible for tax credits.  If they do not offer to cover any of the premium they are eligible for the tax credits.

Deductibles and co-pays now all must go towards your out of pocket max.

Income guidelines are based on family size and family modified adjusted gross income (MAGI).  Figures from my agent:

• $11490 - $45960 for Individuals
• $15510 - $62040 for a family of 2
• $19530 - $78120 for a family of 3
• $23550 - $94200 for a family of 4
• $27570 - $110280 for a family of 5
• $31950 - $126360 for a family of 6
• $36610 - $142440 for a family of 7
• $39630 - $158520 for a family of 8
• The lower your income within these ranges, the more you will save
• You can use this calculator to figure your savings: http://kff.org/interactive/subsidy-calculator/
• Figure our your MAGI here: http://laborcenter.berkeley.edu/healthcare/MAGI_summary13.pdf

I hope this helps someone!  If it has helped you, please leave me a comment, comments are what keeps me blogging, otherwise I kind of feel like I am talking to a wall.  =D